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Security Aspects |
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SBBJ's Internet banking channel is
protected by advanced security features, both physical and
logical. SBBJ has considered various risks inherent in
transacting over a public network such as the Internet, and has
deployed appropriate security measures to protect customers.
Firewalls allow only valid web traffic to reach our server.
Proven 128-bit Secure Socket Layer (SSL) encryption technology
is deployed to ensure that the information exchanged between
your computer and
www.sbbjonline.com over the Internet is secure and cannot be
intruded upon. ‘VeriSign' certifies that information exchanged
during a valid session is protected during its transmission over
the Internet. Additionally, the bank has installed mechanisms
such as Intrusion detection Systems. |
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Control measures taken |
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SBBJ has set up the following
operational and control measures for SBBJOnline customers: |
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Access to Internet banking is
provided only on registration.
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The UserID and password
generation is conducted in a secure environment and its
distribution is automated.
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UserID and password is printed
on tamper-proof stationery and mailed separately to the
customers. This reduces risks.
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Change of User ID and password
at the time of first log-on is mandatory.
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All correspondence on the
service is sent to the address registered at the branch.
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Customer logins and activities
are tracked and archived for future reference.
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Customer can fix the limits on
the monetary value of transactions, which they desire to
carry out over this service. The customer alone can modify
this.
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Terms of Service |
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1. The Branch where the customer
maintains his account will assign: |
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2 The User-id and Password given by
the branch must be replaced by UserName and Password of
customer's choice at the time of first log-on. This is
mandatory. |
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3 Bank will make reasonable use of
available technology to ensure security and to prevent
unauthorised access to any of these services. The SBBJOnline
service is VERISIGN certified which guarantees, that it is a
secure site. It means that |
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You are dealing with SBBJ at
that moment.
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The two-way communication is
secured with 128-bit SSL encryption technology, which
ensures the confidentiality of the data during transmission.
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4. These together with access
control methods designed on the site would afford a high level
of security to the transactions you conduct. |
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5. You are welcome to access
‘SBBJOnline' from anywhere anytime. However, as a matter of
precaution, customers may avoid using PCs with public access. |
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6. There is no way to retrieve a
password from the system. Therefore if a customer forgets his
password, he must approach the branch for re-registration. |
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Customer's obligations: |
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The customer has an obligation
to maintain secrecy in regard to Username & Password
registered with the Bank. The bank presupposes that login
using valid Username and Password is a valid session
initiated by none other than the customer.
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Transaction executed through a
valid session will be construed by SBBJ to have emanated
from the registered customer and will be binding on him /
her.
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The customer will not attempt or
permit others to attempt accessing the ‘SBBJOnline' through
any unlawful means.
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Security Tips |
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Operating System (OS) of the
computer system from where online SBBJ is accessed, should
be upgraded promptly. Newer version of the operating system
would help you make your system more secure.
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Latest version of Browsers
should be used to connect to Internet as they afford higher
level of security.
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Installing personal firewall on
your computer system will provide added level of security.
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Installation of Antivirus
software on your computer system will reduce the risk of
virus attacks. Continuous updation of antivirus software
will offer more resistance to newer viruses.
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You can eliminate potential risk
caused through pop-up windows by removing any spyware or
adware installed on your computer, using spyware/adware
removal software.
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Be sure the Web page you are
viewing offers encryption of your data. Often you will see a
lock symbol in the lower right-hand corner of your browser
window and/or the Web address of the page you are viewing
will begin with "https://...” The "s" indicates "secured"
and means the Web page uses encryption.
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Downloads from unfamiliar
sources may contain hidden programs or viruses that can
compromise your computer's security.
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When not in use, disconnect your
computer system from the Internet to avoid unwanted access
to the information on your system. Even if you have a
firewall installed, this is a step you can take to help
protect yourself.
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After using Internet Banking, please
logout completely by following the under noted steps in that
order. |
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Install a screen saver with
password protection.
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Precautions |
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To enhance the security
in conducting banking and other transactions, it is
recommended that customers adopt the following
practices. These are not special to SBBJ site; banks
world over expect their customers to do this much in
mutual interest.
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Username and password
allow entry to the internet banking site. Avoid
typing these on the keyboard while someone is close
by.
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Maintain different
passwords for Login and for Transactions.
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Do not leave your
computer unattended while you're connected to
http://www.sbbjonline.com/.
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Change your password if
you believe that anyone has managed to get access to
it.
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Avoid use of untrusted
systems for banking transactions.
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Log off from
www.sbbjonline.com and close the browser window
after you have finished your session. Improper
logging off will leave the connection between your
machine and
www.sbbjonline.com active for some time.
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Avoid writing down your
Username and password in your diary or such place,
which can be accessed by others.
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It is not a good idea to
let the computer ‘remember' your username and
password.
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Never divulge your
Username and password to others.
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Remember, working together we can strive for secure
transactions
On SBBJ Online. |
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