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DEPOSITS
State Bank of Bikaner & Jaipuroffers various deposit plans that you can choose from depending on the nature of deposit, term period, unique saving and withdrawal features.
Apart from competitive interest rates and convenient withdrawal options, our deposit plans offer other features such as overdraft facility, outstation cheque collections, safe deposit lockers, ATM's etc.
Savings and Current deposits are ideal for individuals who wish to take advantage of multiple benefits within
the same plan and even be eligible to opt for overdrafts.
Depending on the nature of the account and the governing terms and conditions, SBBJ offers you under
Savings Accounts, a choice between Savings Bank a/c or No frill Saral Bachat Khata A/c.
SBBJ also offers SBBJ Flexi Deposit scheme, where funds in your savings bank account earn term deposit interest subject to terms and conditions
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Terms & Conditions
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Amount (In
Rs.) |
Rural Branches |
Non-rural branches |
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With Cheque Book |
Without Cheque Book |
With Cheque Book |
Without Cheque Book |
|
Individual |
500 |
250 |
1000 |
500 |
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Others |
500 |
250 |
1000 |
500 |
|
Pensioner |
250 |
125 |
500 |
250 |
Documents required:
- Passport size photograph
- Proof of residence
- Proof of identity
- An introduction as per Bank's norms where ever is required
- PAN card or IT Declaration (Form 60/61)
- Documents such as passport, driving license, PAN card, election i-card,
defence i-card, etc accepted as proof of identity / residence.
Charges applicable
For charges applicable on various services please refer schedule
of charges.
For
further details, please contact the nearest State Bank
of Bikaner & Jaipur branch.
SILVER SAVINGS ACCOUNT:
Account with facility of Free Accidental Insurance and other concessions.
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Eligibility |
Minimum Average Quarterly balance Rs. 5000/- |
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Type of account |
Single/ Joint |
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Accidental Insurance |
Free Accidental insurance for Rs. 1.00 lac.for first year. |
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ATM cum Debit Card |
Free- Domestic Card. Annual maintenance charges - Nil |
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Cheque Book |
25 leaves free in a year, |
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Multicity Cheque Book |
Available |
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Internet Banking |
Free |
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Utility bill payment through ATM |
Free |
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Others |
Free accidental insurance of Rs. 1.00 lac for first account holder in case of joint account for first year. |
Remaining terms and condition as per Savings Bank account. For further details, please contact the nearest State Bank of Bikaner & Jaipur branch
SURAKSHA SAVINGS BANK ACCOUNT:
Special account with facility of Life Insurance and Medi Claim Insurance on nominal premium and other concessions
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Minimum Balance |
Quarterly average balance of Rs. 50000/- |
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Add on Features (At depositors cost and is compulsory)
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SBBJ National Medikavach policy for minimum assured amount of Rs. 1 lacSBI Life Group Swadhan – for miniumum 3 lacs
(If the depositor is not eligible for any of the aforesaid policies, same may be obtained in the name of any family member i.e. spouse, father, mother, son, daughter-in-law, daughter, son-in-law, brother, sister and their spouses.)
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ATM cum Debit Card |
Free Domestic Card : No annual maintenance charge |
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Internet Banking |
Free : Unlimited |
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Cheque Book |
50 leaves free in a year |
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Multicity Cheque Book |
20 leaves free in a year |
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Utility Bill Payments through internet |
Free of cost – as per the present scheme. |
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Discount in locker hiring |
50% concession on locker hiring charges for the first year on small sized locker in the name of the depositor or his/her spouse (or in joint name with any family member) – Subject to availability at the branch. |
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Concession in other service charges |
No |
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Service charges for non-maintenance of minimum quarterly average balance of Rs.50,000/- |
Rs.100/- per quarter only. |
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