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SBBJ SCHOLAR SAVINGS BANK ACCOUNT:
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Parameters |
Rule for SBBJ Scholar Savings Bank Account |
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Minimum Age for opening of account |
15 years and above |
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Type of Account |
Can be opened either in single name or jointly with parent / guardian |
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Minimum balance Requirement |
Nil |
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Minimum amount of initial deposit |
Nil |
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Mode of Operation |
Single |
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Charges for ATM Card
At the time of issue
Annual renewal Charge |
Nil
Nil |
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Cheque Book facility permitted |
One cheque book (10 leaves) per annum free of cost |
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Service charges on closure of account |
Rs. 25/- if account closed within 6 months of opening (as applicable to Saral Bachat Khata a/cs) |
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Overdraft facility |
Not permitted |
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Internet Banking facility |
Permitted |
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Applicability |
At all centers |
CORPORATE SALARY PACKAGE:
This product is designed for the employees of corporates/ business establishments and Institutions only where
the organization has a minimum 15 permanent employees with minimum salary payout of Rs.1.25 lac per month and
minimum gross monthly salary per employee is Rs.5, 000/-.
The details of the product features of different variants are as follows -
SILVER
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Eligibility |
Gross Monthly Salary between Rs.5,000/- and Rs.20,000/- |
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Minimum Balance
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NIL |
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ATM cum Debit Card |
Free- Domestic Card. No annual maintenance charges |
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Internet Banking |
Free |
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Core Power (Any Where Banking) |
As per the normal scheme of Core Power |
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Cheque Book |
25 leaves free in a year |
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Multicity Cheque Book |
Available |
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Easy Overdraft upto 2 month’s salary |
• Overdraft limited to 2 month’s net salary.
• Rate of Interest - 3.50% above BPLR
• Adjusted into the next Salary (ies) within a period of 6 months.
• Can be converted into Personal Loan on application.
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Utility Bill Payments through internet |
Free of cost |
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Flexi Deposits |
• Threshold Amount Rs.5,000/-
• TDRs/STDRs to be created for a minimum amount of Rs.5,000/- (and in multiples of Rs.1,000/-) in any one instance.
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GOLD
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Eligibility |
Gross Monthly Salary between Rs.20,000/ and Rs.50,000/ |
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Minimum Balance
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NIL |
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ATM cum Debit Card |
Free- Domestic Card. No annual maintenance charges |
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Internet Banking |
Free |
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Core Power (Any Where Banking) |
As per the normal scheme of Core Power |
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Cheque Book |
25 leaves free in a year |
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Multicity Cheque Book |
Available |
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Easy Overdraft upto 2 month’s salary |
• Overdraft limited to 2 month’s net salary.
• Rate of Interest - 3.50% above BPLR
• Adjusted into the next Salary (ies) within a period of 6 months.
• Can be converted into Personal Loan on application.
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Utility Bill Payments through internet |
Free of Cost |
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Flexi Deposits |
• Threshold Amount Rs.5,000/-
• TDRs/STDRs to be created for a minimum amount of Rs.5,000/- (and in multiples of Rs.1,000/-) in any one instance.
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DIAMOND
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Eligibility |
Gross Monthly Salary between Rs.50,000/ and Rs.1,00,000/ |
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Minimum Balance
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NIL |
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ATM cum Debit Card |
Free- Domestic Card. No annual maintenance charges |
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Internet Banking |
Free |
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Core Power (Any Where Banking) |
As per the normal scheme of Core Power |
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Cheque Book |
• No limit on the number of Cheque. |
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Multicity Cheque Book |
Available |
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Easy Overdraft upto 2 month’s salary |
• Overdraft limited to 2 month’s net salary.
• Rate of Interest - 3.50% above BPLR
• Adjusted into the next Salary (ies) within a period of 6 months.
• Can be converted into Personal Loan on application.
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Utility Bill Payments through internet |
Free of Cost |
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Flexi Deposits |
• Threshold Amount Rs.5,000/-
• TDRs/STDRs to be created for a minimum amount of Rs.5,000/- (and in multiples of Rs.1,000/-) in any one instance.
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PLATINUM
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Eligibility |
Gross Monthly Salary above Rs.1,00,000/ |
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Minimum Balance
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NIL |
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ATM cum Debit Card |
Free- Domestic Card. No annual maintenance charges |
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Internet Banking |
Free |
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Core Power (Any Where Banking) |
As per the normal scheme of Core Power |
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Cheque Book |
• No limit on the number of Cheque. |
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Multicity Cheque Book |
Available |
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Easy Overdraft upto 2 month’s salary |
• Overdraft limited to 2 month’s net salary.
• Rate of Interest - 3.50% above BPLR
• Adjusted into the next Salary (ies) within a period of 6 months.
• Can be converted into Personal Loan on application.
|
|
Utility Bill Payments through internet |
Free of Cost |
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Flexi Deposits |
• Threshold Amount Rs.5,000/-
• TDRs/STDRs to be created for a minimum amount of Rs.5,000/- (and in multiples of Rs.1,000/-) in any one instance.
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Delight status |
• Priority in services at various counters
• 3 Free remittances upto Rs.25, 000/- per instance every month.
• 3 Free cheque collection upto Rs.25, 000/- per instance and every month.
• Instant credit of outstation cheques upto Rs.50, 000/-.
• No processing charges on fresh 'P' segment loans.
• Priority allotment of lockers.
• Demat account facility at 50% of normal annual charges (at branches where DP services are available
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