SARAL BACHAT KHATA:

This is a no frill account for financial inclusion. To facilitate low-income group customers, SBBJ offers No Frill account, Saral Bachat Khata where minimum balance requirement is Nil. The account can be opened on the basis of introduction from an existing customer of the Bank with minimum initial deposit of Rs. 5/-. Photo of the customer will be required. Money can be deposited freely in the account;
there are no minimum or maximum deposit periods for this offering.
Minimum withdrawal amount Rs. 50/-
A maximum of 5 withdrawals per month are permitted in the account.

For further details, please contact the nearest State Bank of Bikaner & Jaipur branch
 

SBBJ FLEXI DEPOSIT SCHEME:

• Individuals including minors aged 10 years and above and NRIs, in single or joint names can open SBBJ Flexi Deposit account.

• To avail the benefit under this scheme, you need to have a Savings Bank a/c (either a new or existing) with a minimum balance of Rs. 5,000/-

• You can decide the threshold amount (Rs. 5,000/- or more), which will be maintained in your account.

• After maintaining the threshold amount, the fixed deposits would be created for a minimum amount of Rs. 5000/- and thereafter in multiples of Rs. 1000/- for SB account. This auto-sweep facility would be operative on daily basis on the balance available in the account at the commencement of business.

• You can opt for any-one maturity for the TDRs/STDRs (6, 12, 24,36,48 and 60 months) or else the deposits will be opened for 6 months.

• You can draw on the deposits by merely issuing a cheque on the Savings account or through ATM.

• Premature withdrawals (sweep out) of fixed deposits for payment of cheques / drawal from ATMs would be subject to the Bank's rules for premature withdrawals of term deposits.

•   In the absence of any such specific instructions, the system would break the latest fixed deposit (in multiples of Rs. 1,000/ 5,000) by an amount adequate for payment of the cheque.

On maturity, unless indicated otherwise, term deposit will be automatically rolled over for the same period at the rate of interest applicable on the material date.

For further details, please contact the nearest State Bank of Bikaner & Jaipur branch.

TERM DEPOSIT SCHEME

Features

• Minimum deposit can be Rs. 1000/-.

• Deposits can be accepted for upto 10-year period.

• Interest is payable at quarterly intervals.

• Option to withdraw interest at monthly (discounted)/ quarterly intervals.

• Suitable to meet monthly expenditure

• TDS is deductible as per rules.

• Pre mature withdrawal facility available. Alternatively avail loan on deposit.
  
  For further details, please contact the nearest State Bank of Bikaner & Jaipur branch.

SPECIAL TERM DEPOSIT SCHEME
Features

• Minimum deposit can be Rs. 1000/- and thereafter in multiple of Rs.100/-.

• Deposits accepted for periods ranging 6 months (in multiples of 3 months) to 10 years.

• Option to open accounts in joint names, firms, companies, etc.

• Interest compounded on quarterly rests.

• TDS is deductible as per rules.

• Pre mature withdrawal facility available. Alternatively avail loan on deposit.
  For further details, please contact the nearest State Bank of Bikaner & Jaipur branch.

• Suitable for salaried, small business people and children.
• Deposits accepted monthly with a minimum of Rs.100/- and multiples of Rs.10/- thereafter.
• Interest compounded on quarterly rests.
• No TDS is deducted
• Pre mature withdrawal facility available. Alternatively avail loan on deposit.
  For further details, please contact the nearest State Bank of Bikaner & Jaipur branch.