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Right to Information Act, 2005

 
 
Right to Information Act 2005

What Is Right To Information Act?
The Government of India has enacted "Right to Information Act 2005" for citizens to secure access to information under the control of Public Authorities in order to promote transparency and accountability in the working of any public authority.


What Is Right To Information
The right to information includes access to information which is held by or under the control of any public authority and includes the right to inspect the work, document, records, taking notes, extracts or certified copies of documents / records and certified samples of the materials and obtaining information which is also stored in electronic form.


The Information that Is Exempt From Disclosure
The Act provides under Sections 8 and 9, certain categories of information that are exempt from disclosure to citizens. The members of the public may also refer to the relative sections of the Act, before submitting any request for information .


Who Can Ask For Information?
Any citizen can request for information by making an application in writing or through electronic means in English / Hindi / official language of the area, in which the application is being made, together with the prescribed fees.

The prescribed fee is as under:
A request for obtaining information under sub-section (1) of Section 6 of the Right to Information Act,2005 [hereinafter referred to as “the Act”]shall be accompanied by an application fee of Rs. 10/- [Rupees Ten only] by way of cash against proper receipt or by a Demand Draft or Bankers Cheque or Postal Order payable to the “State Bank of Bikaner and Jaipur” .

For providing the information under sub-section (1) of Section 7 of the Act, the fee shall be charged by way of cash against proper receipt or by a Demand Draft or Bankers Cheque or Postal Order payable to the “State Bank of Bikaner and Jaipur” at the following rates:

a) Rs. 2/- (Rupees Two only) for each page (in A-4 or A-3 size paper ) created or copied;
b) actual charge or cost price of a copy in large size paper ;
c) actual cost or price for samples or models; and
d) for inspection of records, no fee for the first hour, and a fee of Rs. 5/-(rupees five only) for each subsequent hour (or fraction thereof) thereafter.
For providing the information under sub-section (5) of section 7 of the Act, the fee shall be charged by way of cash against proper receipt or by demand draft or Bankers Cheque or Postal Order payable to the State Bank of Bikaner & Jaipur at the following rates :-
a) for information providing in diskette or floppy Rs. 50/- (Rupees fifty only) per diskette or floppy; and
b) for information provided in printed form at the price fixed for such publication or Rs. 2/- (rupees two) per page of photo copy for extracts from the publication.

However, no fee is to be charged from the person who is below the poverty line as may be determined by the appropriate government.


Who Will Give Information?
Any public authority would designate Central Assistant Public Information Officer (C.A.P.I.O.) at various levels, who will receive the requests for information from the public and necessary number of Central Public Information Officers (CPIO) [Click here for list] in all administrative units/ offices who will arrange for providing the necessary information to member(s) of the public as permitted under the law. The public authorities are also required to designate authority senior in rank to a CPIO, as Appellate Authorities, who will entertain and dispose off appeals against the decision of the CPIO, as required under the Act. Any person who does not receive the decision from CPIO whether by way of information or rejection within the time frame, may within 30 days from the expiry of period prescribed for furnishing the information or 30 days from the date of receipt of the decisions, prefer an appeal to the Appellate Authority.


The Main Structure / Role Of Public Information Officers

  • Central Asst. Public Information Officers (CAPIO)
    The CAPIO will receive the application / request for information or the appeals under the Act and forward the same immediately to the CPIO or the Appellate Authority as the case may be.

  • Central Public Information Officers (CPIO)
    The CPIO is required to process the request for providing the information and dispose of the same; either by providing the information or rejecting the request, within a period of 30 days from the date of receipt of request

  • Appellate Authorities
    The Appellate Authority will entertain and dispose off appeals against the decision of the CPIO as required under the Act.

THE STRUCTURE OF PUBLIC INFORMATION OFFICERS

Central Public Information Officers (CPIO) designated in our Bank

1. Branches situated in Rajasthan other than district head quarters :

Head of Branch of sub district centers where officer of SDO, Govt. of Rajasthan located will act as CAPIO and controlling authority of respective regions will act as CPIO. The DGM of respective Zone will be the Appellate Authority.
2. Branches situated in Rajasthan at district head quarters ( except Branches headed by DGM) :
Head of main Branch of district head quarters will act as CAPIO and controlling authority of respective regions will act as CPIO. The DGM of respective Zone will be the Appellate Authority.
3. Branches situated out side Rajasthan (except metro Branches ):

Head of the Branch and where more than one Branches are located at a particular center, Branch Manager of Main Branch will act as CAPIO and Controlling Authority of respective Regions will act as CPIO. The DGM of respective Zone will be the Appellate Authority.
4. Branches situated at metro centers ( except Branches headed by DGM):

Branch Manager of main Branch of that particular area will act as CAPIO and Controlling Authority of respective regions will act as CPIO. The DGM of respective Zone will be the Appellate Authority.
5. Branches headed by DGM under control of GM :

Officer next to the Branch head will act as CPIO and DGM of respective Branch will act as Appellate Authority.
6. For IBD, KOLKATA, and T & I, Mumbai :

Officer next to the HOD will act as CPIO and respective DGM will act as Appellate Authority.
7. At Head Office :

Asstt. General Manager of RTI department will act as CPIO and GM (Risk Management, Credit Policy and Procedure) & Chief Risk Officer, H.O. Jaipur will act as Appellate Authority

01.'Organisational Structure' is available on the Home Page under "Right to information Act, 2005".

Public can refer to the sections about us, The State Bank of India (Subsidiaries Banks) Act 1959 and “Organizational structure” regarding relevant information on sbbj website under the Page "Right to information Act, 2005".

02. Powers and duties of Officers/ Employees:

All Officers have certain financial powers and administrative powers depending upon their positions. The delegation of financial powers to various grades of officials is decided by the Board of Directors, and is revised from time to time, depending upon the requirements of the Bank, as also Government/RBI guidelines. Regarding sanction of loans, each officer of the Bank will consider loan proposals and take a decision in terms of the scheme of delegation of powers, on the merits of the proposal(s). All the officers of the Bank are expected to discharge their duties and responsibilities with integrity and due diligence.

03. Procedure followed in the decision-making process, including channels of supervision and accountability:

There is a well-defined system in the Bank regarding the decision making process. Different officials depending upon their positions and through the committee approach take financial decisions at various levels. Centralized credit-processing cells are in existence at certain centers for sanction of personal segment loans and loans under SME segment. Branches source applications and forward them to the respective credit processing cells, for their consideration. Further, there is a well-defined organizational structure and a clear system of accountability and control system, which also takes into account RBI/CVC guidelines.

04. The norms set for discharge of functions:

The Bank functions with the following core values/norms: • Excellence in customer service • Profit orientation • Fairness in all dealing and relations • Risk taking and innovation • Integrity • Transparency and discipline in policies and systems Regarding the core functions of the Bank i.e. accepting deposits and sanction of loans, the interest rates for deposits/advances and different deposits as well as loan products , are displayed on the Bank's websites and also made available at all the Branches. Regarding sanction of loans, each officer of the Bank will consider loan proposals and take a decision in terms of the scheme of delegation of powers, on the merits of the proposals. All the officers of the Bank are expected to discharge their duties and responsibilities with integrity and due diligence. Public can also refer to the captions 'Interest rates', 'code of conduct' & 'citizen charter' of the Bank's website for any further information. They can also refer to the following captions of the Bank's website, for detailed information on related products.
i. Personal Banking
ii. NRI Services
iii. International Banking
iv. Corporate Banking
v. Agriculture Products
vi. Services to SME
vii. Government Business
viii. Other Services


05. Rules, Regulations, Instructions, Manuals & Records held under its control for use by employees for discharging their functions:

These are quite a number of documents like manuals, book of Instructions, codified circulars, scheme of delegation of powers, proceedings of the board etc. and also periodical circulars used by the employees for discharging various functions.

06.Statement of the categories of documents that are held by the Bank:

• Licence issued by Reserve Bank of India
• Register of Shareholders
• Record of the proceedings of Annual General Meetings, Board meetings, meetings of various committees
• Documents related to opening of accounts by customers
• Documents executed by customers, borrowers, guarantors & contracts with third parties


07. Particulars of any arrangement that exists for consultation with, or representation by, the members of the public in relation to the formulation of its policy or implementation thereof:
• As per the present arrangements, the Shareholders can raise issue concerning policies and in the Annual General Meetings which can relates to the Bank's policy of the Bank. Further, the Bank's quarterly results and annual results/ reports are published in the bank's website periodically for information of the public as well as Shareholders which would give an idea about the policies of the Bank and implementation thereof.

08. A Statement of the Boards, Councils, Committees and other bodies consisting of two or more persons constituted as its part or for the purpose of its advice, and as to whether meetings of those boards, councils, committees and other bodies are open to the public, or the minutes of such meetings are accessible to members of the public:

Bank has appointed various Committees for different purposes. The following are some of the important Committees who are managing the key affairs of the Bank:

• Executive Committee of the Board
• Audit Committee
. Director's Committee
. Investors/Shareholders Greievance Committee
. Customers Service Committee
. Risk Management Committee
• Monitoring of Large Value Frauds
• Remuneration Committee
. Nomination Committee
Public are not entitled to participate on these Committee meetings and minutes are not accessible to public. Public can also refer to the caption Annual report for various committees more particular the "corporate governance" link under the Annual report for more information about the committees.

09.Directory of its officers & employees:

A list of supervisory staff is published every year and is available at all branches / offices of the Bank. The Bank has published a list of branches and supervisory staff as on 31.03.2010.

10.Monthly remuneration received by each of its officers & employees, including the system of compensation as provided in its regulations:

Salary structure: Scale of pay for Supervisory Staff: w.e.f. 01.11.2012

Scale I Rs.23700-980/7-30560-1145/2-32850-1310/7-42020
Scale II Rs.31705-1145/1-32850-1310/10-45950
Scale III Rs.42020-1310/5-48570-1460/2-51490
Scale IV Rs.50030-1460/4-55870-1650/2-59170
Scale V Rs.59170-1650/2-62470-1800/2-66070
Scale VI Rs.68680-1960/4-76520
Scale VII Rs.76520-2120/4-85000

Scale of pay for workmen staff: w.e.f. 01.11.2012
Clerical: Rs.11765-655/3-13730-815/3
Sub-ordinate Staff: Rs.9560-325/4-10860-410/5-12910

Salary & allowances is paid to officers & employees of the Bank as defined in the different "settlements" with the Officers' Association & Employees' Union.

Salary particulars as on 31-March-2016


11. Budget allocated to each of its Agency, indicating the particulars of all plans, proposed expenditure and reports on disbursements made:

There are no plans and budgets for expenditure of public money and disbursements and the provision is not applicable to SBBJ.

12. Manner of execution of subsidy programmes, including amounts allocated and the details of beneficiaries of such programmes:

There are no subsidy programmes or plans for lending activities as a whole, except for targets for priority sector lending. There are different schemes for advances of the Bank and the terms and conditions are already available on the Bank's website.

13. Particulars of recipients of concessions, permits or authorisations granted by it:

There are no programmes in the Bank for grant of concessions, permits, and authorizations etc. and there is no material in the Bank relevant to this provision.

14. Details in respect of information, available to or held by it, in electronic form:

'Organisational Structure' is available on sbbj website under the Page "Right to information Act, 2005".
List of Regional/ Zonal offices are available on sbbj website under the Page "Right to information Act, 2005".
List of Branches/ Offices are available on sbbj website under the Page "Right to information Act, 2005".
List of Employees are available on sbbj website under the Page "Right to information Act, 2005".
List of Board of Directors are available on the Home Page under "about us".
Composition of Management Committee is available on the Home Page under "about us".
Other Committees is available on the under Home Page under "about us".
'Citizen's Charter' is available on the Home Page under "Policies/Guidelines".
Best Practice Code adopted by the Bank is available on the Home Page under "Policies/Guidelines".
Fair Lending Practice Code adopted by the Bank is available on the Home Page under "Policies/Guidelines".
Policy on Deposit is available on the Home Page under "Policies/Guidelines".
Service Charges for various services offered is available on the Home Page under" Service Charges".
Interest Rates on various loan schemes is available on the Home Page under "Rates at a glance".
Services to SSI, NRI, Corporate, etc. are available on the Home Page under "We Offer."
• Details of loan schemes offered to the Public are available on the Home Page under "We Offer."
• Special Services, Internet Banking, etc. are available on the Home Page under "We offer".

15. Particulars of facilities available to citizens for obtaining information, including the working hours of a library or reading room, if maintained for public use:

All the general information regarding deposits, advances and other services offered by the Bank are already placed on the website of the Bank at http://www.sbbjbank.com and is accessible to all members of the public. Members of the public may approach any C.A.P.I.O. for further details as to any Banking product / service. The Bank does not provide any library/ reading room facility to members of the public.

16. Depositor Education & Awarness Fund Scheme, 2014

 
 

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