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Interest Rate P Segment Schematic Products linked to 1 Year MCLR

Interest Rate Page2

 

(1 YR MCLR Rate 9.15 % w.e.f. 01.12.2016)

NAME OF THE SCHEME (EXISTING LOAN SCHEMES & LOAN ACCOUNTS
 
Spread Over MCLR
Effective Rate (%) as per MCLR
Housing Loans  
Housing Loan (Including SBBJ Realty, SBBJ Flexi Loan and NRI Housing Loan schemes) Upto Rs. 75 lacs Regular
At MCLR Rate i.e. 9.15%
Online
Above Rs. 75 lacs Regular
Online
SBBJ Home Cash - TERM LOAN
Customers who maintain their salary accounts with us Home Cash Loan on Floating Rate 1.00% above MCLR 10.15
Customers who do not maintain salary accounts with us or are not salaried class Home Cash Loan on Floating Rate 1.25% above MCLR 10.40
SBBJ Home Cash -OVERDRAFT
Customers who maintain their salary accounts with us   1.50% above MCLR 10.65
Customers who do not maintain salary accounts with us or are not salaried class   1.75% above MCLR 10.90
Griha Alankar   Public & Staff 1.50% above MCLR 10.65
Earnest Money Deposit Scheme 3.00 % above MCLR 12.15
Car Loans NORMAL INTEREST RATE
New Cars 0.45 % above MCLR 9.60
Combo Car Loan 0.45 % above MCLR 9.60
SBBJ Elite New Car Loan 0.45 % above MCLR 9.60
Online car loan (New Cars) 0.45 % above MCLR 9.60
    True Value Car Loan Up to 3 years 3.05% above MCLR 12.20
>3 years upto 5 Yr 3.55% above MCLR 12.70

 

 
 
 

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