Welcome to SBBJ 20 Minutes Home Loan Sanction
Attractive Features
A. Interest Rate
For any amount any tenor At 1 Yr. MCLR
B. Processing Fee
(including service tax)

Upto Rs.25,000 - NIL
Above Rs.25, 000
BOTH ONLINE AND REGULAR HOME LOAN: 0.25% of Loan amount
(Min. Rs. 500/- and Max. Rs.10,000/-)

C. Prepayment Penalty Not chargeable
D. LTV
Loan Amount LTV for construction linked disbursment  
  For houses under construction Ready built houses Risk Weight
  LTV %   Risk Weight (%)
Up to Rs. 30 lac < or = 80% < or = 80% 35%
> 80% & < or = 90% > 80% & < or = 90% 50%
Above Rs. 30 lac and upto Rs. 75 lac < or = 75% < or = 75% 35%
> 75% & < or = 80% > 75% & < or = 80% 50%
Above Rs. 75 lac < or = 75% < or = 75% 75%
E. Maximum Period of Loan 30 Years
F. Any advance EMI recovery
(at the time of disbursement of Loan)
NIL
H. Remarks : There is total transparency - You can always be sure with us.

(The terms and conditions of the Loan are subject to change without notice)
For SBBJ 20 Minutes Online Home Loan Application   click here