Welcome to SBBJ 20 Minutes Home Loan Sanction
Attractive Features
A. Interest Rate
For any amount any tenor At Base Rate i.e. 9.70 % p.a. till further instructions (For all loans, sourced either through online or regular mode)
B. Present EMI 874 (per lac for a 30 years period @9.95%)
C. Processing Fee
(including service tax)

(Charges Valid upto 30-SEP-2015)

Upto Rs.25,000 - NIL
Above Rs.25, 000
BOTH ONLINE AND REGULAR HOME LOAN: 0.25% of Loan amount
(Min. Rs. 500/- and Max. Rs.10,000/-)
** NIL Processing charges for all Home Loans booked upto 31.03.2016

D. Prepayment Penalty Not chargeable
E. LTV
Loan Amount LTV for construction linked disbursment  
  For houses under construction Ready built houses Risk Weight
  LTV %   Risk Weight (%)
Up to Rs. 30 lac < or = 80% < or = 80% 35%
> 80% & < or = 90% > 80% & < or = 90% 50%
Above Rs. 30 lac and upto Rs. 75 lac < or = 75% < or = 75% 35%
> 75% & < or = 80% > 75% & < or = 80% 50%
Above Rs. 75 lac < or = 75% < or = 75% 75%
F. Maximum Period of Loan 30 Years
G. Any advance EMI recovery
(at the time of disbursement of Loan)
NIL
H. Remarks : There is total transparency - You can always be sure with us.

(The terms and conditions of the Loan are subject to change without notice)
For SBBJ 20 Minutes Online Home Loan Application   click here