CAG is a dedicated SBU (Strategic Business Unit) of the Bank handling the portfolio of ‘high value credit' with a USP of specialized and efficient delivery platform. The CAG SBU has 4 specialized Branches headed by General Managers located in India’s top 3 commercial centers viz. Mumbai, Delhi, & Chennai.
In SBI, CAG is a one stop shop which provides a wide range of financial products and services, exclusively to top rated corporates including their foreign associates and subsidiaries.
The business model of CAG is based on the Relationship Management concept and each client/business group is mapped to a Relationship Manager who spearheads a cross-functional Client Service Team consisting of highly skilled credit and operations functionaries.
The relationship strategy is anchored on delivering integrated, specified and comprehensive solutions to the clients, including structured products within a specified time frame. The principal objective of the strategy is to make SBI the first choice of top corporates. A regular review of each corporate relationship by senior management sets the benchmark for relationship management in CAG.
Apart from a variety of core credit products, CAG offers an array of customer specific products like Cash Management Product, Treasury & Forex products and Merchant Banking products in association with other SBUs and subsidiaries of SBI like SBI Capital Markets Ltd., SBI Gilts Ltd. etc.
Client Service Teams at CAG Branches aid customers in selection and delivery of any product/service offered by SBI’s associates and subsidiaries as listed below:
For Capital Market Requirements - SBI Capital Markets Ltd. (SBICAPS)
For Treasury and Investments - SBI GILTS and SBI SECURITIES
For Investments – SBI Mutual Fund Ltd.
For General & Life Insurance - SBI General Insurance Co. Ltd & SBI Life Insurance Co. Ltd
For Receivables factoring - SBI Global Factors Ltd.
To align with the changing banking landscape, the Bank has created two specialized business units within CAG Business Vertical.
Credit Light Group (CLG) - for looking at 360° banking requirements of customers, especially in credit light sectors viz - Pharma, FMCG, IT, Auto etc.
Financial and Institutional Group (FIG) - to address credit and transactional banking requirements of Financial Institutions like Insurance Companies, Brokerage Firms, Banks (Private and Foreign) and Mutual Funds.
Major top corporates of the country and Navratna PSUs are esteemed customers of CAG Business vertical.
Following are the contact details of CAG Branches:
CAG Branch, Mumbai
General Manager & Branch Head, State Bank of India, Neville House, J. N. Herdia Marg, Ballard Estate Mumbai Maharashtra 400001
CAG - SBI's Proactive response to emerging market needs
Created in the year 1995, CAG's'' mission is to:
Focus on top corporate clients
Establish itself as the most professional outfit of its kind in the country
Render world class and cost effective financial services
Evolve new products on a sustained basis-customised to the changing needs of the corporates
Stay ahead of competitors
CAG - A Symbol of excellence
a. Quality Relationship Banking
Exclusive, highly skilled Relationship teams of dynamic and motivated personnel, each attending to a select group of top Corporates providing a one-stop-shop for financial services
presently at Mumbai, New Delhi, Calcutta, Chennai and Ahmedbad.
b. Delayered Credit process
Only two stage credit process consisting of appraisal and assessment by the Relationship team and sanction by the Credit Committee/Central Board, leading to quickest response time in the industry.
c. Offer of wider and sophisticated products
Apart from a variety of core credit products including structured finance and multi-purpose short term corporate loan, CAG offers an array of customer specific products like Cash Management Product, Treasury & Forex products and Merchant Banking products in association with SBI Capital Markets Ltd., SBI Gilts Ltd. and other subsidiaries of SBI.
CAG - One point contact
Account Management Teams will aid you in securing any product from any of our various associates and subsidiaries as listed below
For leasing requirements through our Leasing SBU
Large Scale Project Finance through PF SBU
Capital Market Requirements through SBICAPS
Treasury and Investments through SBI GILTS and SBI SECURITIES